Today, retirement can last 30 years or more. That’s a great thing. But planning for it comes with more challenges than ever before. One of the most common fears for retirees and those planning for retirement is outliving their money. So, while your clients are thinking about hobbies and travel, you can help them focus on and make provisions for increased healthcare costs, volatile markets, taxes, and inflation.
Products that seek retirement income and potential market growth, such as fixed indexed annuities, are designed to provide guaranteed lifetime income1 along with protection from market risk. And life insurance solutions can offer additional kinds of risk protection along with the opportunity to build cash value. For example, new hybrid policies can offer long-term care benefits as an option to the death benefit so that LTC insurance is no longer “use it or lose it,” but is there should your clients need it.
We specialize in income strategies for guaranteed income, helping your clients maintain their lifestyle in retirement while benefiting from many types of risk management strategies with multiple options from dozens of insurance carriers.
1 Guarantees are backed by the financial strength and claims paying ability of the issuing company.
