Annual insurance reviews provide an excellent chance for you to discuss and update your clients’ short-term and long-term goals and help make sure risks are being addressed. A thorough process which involves a close analysis of personal finances and an assessment of other building blocks, insurance reviews are also an opportunity to measure your clients’ progress toward their future goals.
Life can change – the birth of a child, the death of a loved one, the loss of a job, a major purchase – which can readjust your clients’ customized strategies. Beneficiaries must be updated, because they take precedence over estate documents. We can help you chart a new course for your clients to help ensure their changing family, lives, and personal financial goals are addressed.
Permanent policies may be able to offer your clients living benefits for them, in addition to the death benefit for their family members. New permanent insurance policies are constantly being developed to address multiple risks.
We can help you analyze the fine print of current client policies and compare/assess current policies versus hundreds of new policies from dozens of insurance companies. We will help you implement any new plan of action that may be developed in light of your clients’ changing goals or changing policy performance.