Retirement Planning

Where will your clients’ retirement money come from? Qualified retirement plans, Social Security and personal savings and investments are expected to play a role, but many of your clients don’t know where to start. And many are afraid when they start to pull funds out.

Everyone’s dream is to have comfortable, stable, and secure retirement years. And now because we will likely live much longer, healthier lives, we can expect to spend more time in retirement than our parents and grandparents did.

Retirement planning is financial planning for the spending years versus the accumulation years. It’s critical to help clients minimize market losses, protect their principal, and generate retirement income clients can’t outlive.

Bonds can have limitations in a low-interest-rate environment, and can add risk when/if interest rates ever rise. We can help guide you to additional new strategies to add to the fixed portion of the portfolio to help your clients along the path to—and through—retirement. We can provide solutions, tools, and services to help your clients prepare for retirement on their terms.